1. We collect your Personal Information.
The KPMG Spark Services include online back-office business, tax, and accounting services designed for small-and-medium-sized businesses. The information we gather enables us to personalize, improve and continue to operate the Services. In connection with certain aspects of the Services, we may request, collect and/or display some of your Personal Information. “Personal Information” is information about an identifiable individual and may include information such as the individual’s name, personal email address, telephone number, bank account details, credit card information, taxation details, and accounting and financial information.
We may collect Personal Information directly from you when you:
You can choose not to provide your Personal Information, but it may limit our ability to provide you with the Services.
2. We may receive Personal Information from you about others.
Where requested to do so by us, you must also assist us with any requests by the individual to access or update the Personal Information you have collected from them and entered into the Services.
3. We collect, hold, and use your Personal Information for certain purposes.
We collect your Personal Information so that We can provide you with the Services. In doing so, we may use the Personal Information we have collected from you for purposes related to the Services, including but not limited to:
Note. we collect financial information, such as your bank account or credit card number, credit card type and expiration date, and other such information for payment of your Membership Fee, using third-party payment processors.
4. We also may collect, hold, and use your Personal Information for other purposes.
KPMG may, with the assistance of third parties, collect, hold, and use the Personal Information you provide to KPMG Spark for the additional purposes of:
To learn more about this type of advertising and how to opt-out, you may either visit www.aboutads.info to opt out of receiving ads from those participating in the Digital Advertising Alliance (“DAA”) self-regulatory program, or visit www.networkadvertising.org/choices to opt-out receiving ads from those participating in the Network Advertising Initiative (“NAI”). Note that electing to opt-out will not stop advertising from appearing in your browser or applications, although it may make the ads you see less relevant to your interests. This opt-out works through cookies set on a particular browser, so if you delete cookies from a web browser, or use a different browser, you will need to opt out again.
Your choice to opt-out on a particular browser or device will apply only to the collection and use of information from that particular browser or device. Opting out on a particular device will not opt you out of information collection on other devices, nor will it limit cross-device sharing on those other devices. If you use different browsers on a device or multiple devices, for each browser and device you wish to opt-out of, you will need to opt-out of each device and browser separately.
5. Your data is transmitted to our servers over the Internet.
6. We take steps to protect your Personal Information.
We are committed to protecting the security of your Personal Information and we take reasonable, industry-standard precautions to protect it from unauthorized access, modification, or disclosure. Your Personal Information is stored on our servers. However, the Internet is not in itself a secure environment and we cannot give an absolute assurance that your Personal Information will be secure at all times. Transmission of Personal Information over the Internet is at your own risk and you should only input, or instruct the input of, Personal Information to the Services within a secure environment. You are responsible for preventing unauthorized access to your account and Personal Information, including, for example, by protecting your account credentials and limiting access to devices on which you access the Services.
We will advise you in accordance with applicable laws upon discovering or being advised of a security breach where your Personal Information is lost, stolen, accessed, used, disclosed, copied, modified, or disposed of by any unauthorized persons or in any unauthorized manner.
Finally, KPMG Spark understands the importance of protecting children's privacy, especially in an online environment. Our Services are not intentionally designed for or directed at children under the age of 18. It is our policy never to knowingly collect or maintain personal information about anyone under the age of 18, except as part of the requested services that KPMG Spark provides.
7. We disclose your Personal Information in limited circumstances.
We reserve the right to disclose any information in limited circumstances as we reasonably believe is necessary for certain business purposes:
8. You may request access to your Personal Information.
It is your responsibility to ensure that the Personal Information you provide to us is accurate, complete, and current. Depending on where you live, you may have certain state-specific rights with respect to your Personal Information that we collect and process. If you have submitted your Personal Information to KPMG Spark, you may have the right to request, under applicable law, that KPMG Spark provide you with reasonable access to your Personal Information, update or correct any inaccuracies in your Personal Information, or delete your Personal Information, and, in any such event, KPMG Spark will make all reasonable and practical efforts to comply with your request, so long as our doing so would be consistent with applicable law, KPMG Spark’s contractual requirements, and/or the professional standards applicable to KPMG Spark.
You may request access to the Personal Information we hold about you, or request that we update or correct your Personal Information. To make a Data Privacy Request, please contact us by:
We will process your request as soon as reasonably practicable, provided we are not otherwise prevented from doing so on legal or professional grounds. If we are unable to meet your request, we will let you know why. In some circumstances, it may be necessary for us to seek to arrange access to your Personal Information through a mutually agreed intermediary.
Cookies. In providing the Services, we utilize "cookies." A cookie is a small text file that is stored on your computer for record-keeping purposes. A cookie does not identify you personally or contain any other information about you, but it does identify your Internet-enabled device.
We and some of our affiliates and third-party service providers may use a combination of “persistent cookies” (cookies that remain on your Internet-enabled device for an extended period of time) and “session ID cookies” (cookies that expire when you close your browser) on the Website to, for example, track overall site usage, and track and report on your use and interaction with ad impressions and ad services.
You can set your browser to notify you when you receive a cookie so that you will have an opportunity to either accept or reject it in each instance. However, you should note that refusing cookies may impact your use of the Website.
Web beacons. We may use web beacons on the Website to gather certain information. A web beacon is a small image file on a web page that can be used to collect certain information from your Internet-enabled device, such as an IP address, the time the content was viewed, web browser type, and the existence of cookies previously set by the same server. You have the option to render some web beacons unusable by rejecting their associated cookies. The web beacon may still record an anonymous visit from your IP address, but cookie information will not be recorded. If you opt to render some web beacons unusable, some features of our Activities may not be available.
Social media widgets and applications. Our Website may permit the sharing of information between third-party social media platforms (e.g., Twitter and LinkedIn), or allow you to use your social media platform credentials to log into and access the Website. These social media platforms may collect and use Personal Information regarding your use of the Website. Information you provide via a social media platform may be collected and used by the provider of that social media platform and subject to their privacy practices. We do not have control over, or responsibility for, those providers, or their use of your information. If you do not agree to the privacy practices of those providers, do not use their social media platforms.
Analytics tools. We use third-party usage analytics tools as part of the Website, including Google Analytics, which may be subject to separate privacy policies. More information about how Google Analytics is used by KPMG Spark can be found here: https://policies.google.com/technologies/partner-sites.
Additionally, in some of the Services, we and third-party providers operating on our behalf, may monitor recipient actions such as e-mail open rates through embedded links within the messages.
10. You can opt-out of certain communications.
To opt-out from receiving communications from KPMG Spark, please email us at firstname.lastname@example.org. Please note, we send billing information, product information, Services updates and Services notifications to you via email and/or SMS text messaging. Our emails and text messages will contain instructions describing how you can choose to be removed from any mailing or messaging lists not essential to provision or receipt of the Services. We will remove you from such nonessential mailings relating to KPMG Spark at your request. Please read the applicable unsubscribe instructions carefully. Please further note that requesting to be removed from one mailing or messaging list may not result in your being removed from all mailing or messaging lists to which you are subscribed. You may need to send separate requests to be removed from each specific mailing or messaging list to which you are subscribed.
11. You are responsible for the transfer of your data to third-party applications.
12. Additional disclosures for California residents.
This section applies to any California residents about whom KPMG Spark has collected personal information, including through use of our Website, by purchasing or utilizing the KPMG Spark Services, or by communicating with us electronically, in paper correspondence, or in person.
For purposes of this section, “personal information” means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California consumer or household. Personal information does not include publicly available information or information that has been de-identified.
We do not sell personal information and did not sell personal information in the previous twelve (12) months.
You may be entitled by applicable law to exercise the following rights with respect to your personal information:
In addition, under California Civil Code sections 1798.83-1798.84, California residents are entitled to request the categories of personal information that we share with our affiliates and/or third parties for those third parties’ marketing purposes, and contact information for such affiliates and/or third parties. If You are a California resident and would like to exercise this right, please submit a request using the contact information provided below.
Authorized agents. You may use an authorized agent to submit a request to opt-out of sale, request to know, or request to delete on your behalf. If you choose to use an authorized agent to exercise any such rights, the authorized agent must present signed written authorization to act on your behalf, and you will also be required to independently verify your own identity directly with us and confirm with us that you provided the authorized agent permission to submit the rights request. You may exercise the above rights on behalf of your minor child.
Verification. To protect your personal information from unauthorized access or deletion, you may be required to verify your identity before you can submit a rights request. Under some circumstances may ask you to provide additional personal information for verification. If we are unable to verify your identity, we may refuse your rights request.
To make a Data Privacy Request, please contact us by:
We will respond to authorized and verified requests as soon as practicable and as required by law. Please note that, where we have received your information through our business clients, or where we are otherwise operating as a service provider, we may refer you to the business with whom you have a direct relationship in order to implement your request, pursuant to applicable law.
In addition, the above rights are subject to various exclusions and exceptions under the law, and, under certain circumstances, we may be unable to implement your request. We will advise you of any reason for denying or restricting a request.
13. Additional non-U.S. data subject notices.
We provide our services in the U.S., and do not direct our activities to persons or businesses located outside of the U.S. However, in certain circumstances, interactions with persons outside of the U.S. may occur. To learn more about additional non-U.S. data subject notices and rights, please review KPMG’s Notice of Processing.
14. Links to Other Sites.
Please be aware that our Activities may contain links or refer you to other websites, applications, social media platforms, collaboration platforms, products and services maintained by KPMG, KPMG International, other member firms affiliated with KPMG International, or by unaffiliated third parties (collectively, “Other Sites”). Other Sites are not governed by this KPMG Spark Privacy Statement, but by other privacy statements that may differ. KPMG Spark is not responsible for the content or practices of these Other Sites. We encourage users to review the applicable privacy policies of these Other Sites visited before disclosing any personal information.
16. Questions and comments.
KPMG Spark is committed to protecting the privacy of your Personal Information. If you have questions or comments about our administration of your personal information, please contact us at email@example.com.
Last updated: 06/08/2022
“KPMG” refers to KPMG LLP, a Delaware limited liability partnership and the U.S. member firm of the KPMG global organization of independent member firms affiliated with KPMG International Limited (“KPMG International”), a private English company limited by guarantee. KPMG International and its related entities do not provide services to clients.
 In some cases, sole proprietors have their personal information blended with their business information. For example, sole proprietors may use their Social Security Numbers as a taxpayer ID for their business or their home address as the address for their business. In such a situation, we may need to collect your personal information in order to provide you with the Services.